Terms & Conditions

Terms & Conditions

Effective Date: 7/9/2025

Please read these Terms carefully before using our website or services.

By accessing shieldmytomorrow.com or any digital content, landing pages, or services linked to this domain (collectively referred to as “the Site”), you agree to be bound by these Terms of Use. If you do not accept these terms, you are not authorized to access or use this Site.

Shield My Tomorrow is a brand operated by an educational marketing platform designed to connect users with independent, licensed financial professionals. We are not a financial institution or advisory service and do not offer investment, insurance, or financial advice ourselves.

1. Nature of Our Services

Shield My Tomorrow provides marketing and educational resources intended to help users understand strategies for wealth building and financial protection. Through lead generation, we may share your submitted information with vetted third-party professionals for follow-up and consultation.

We do not sell financial products, nor do we offer advisory or brokerage services. Any professional relationship that results from our connection is governed strictly between you and the independent licensed provider, and we do not assume responsibility for those interactions.

2. SMS Messaging & Opt-In Terms

By opting into our program ({Shield My Tomorrow), you agree to receive recurring text messages from us related to {Shield My Tomorrow}. These may include appointment reminders, alerts, marketing collateral, promotional offers, service updates, and other relevant notifications.

You can cancel the SMS service at any time by texting "STOP" to (619) 943-3843 . Upon sending "STOP," you will receive a confirmation message. After this, you will no longer receive SMS messages from us. To re-enroll, simply opt-in again as you did initially.

If you need assistance with the messaging program, reply with the keyword "HELP" for support, or contact us at {[email protected] or (619) 943-3843}.

Please note:

-Message and data rates may apply.

-Message frequency varies by user activity.

-Carriers are not responsible for delayed or undelivered messages.

For questions regarding your mobile or data plan, please contact your wireless provider directly.

For more information on how we handle your data, please view our [Privacy Policy].

3. Privacy and Data Use

Use of the Site is also governed by our [Privacy Policy], which outlines how we collect, store, and share your data. By using our services, you consent to these practices.

4. Changes to Terms

We reserve the right to update these Terms at any time without prior notice. Continued use of the Site following the posting of changes constitutes your acceptance of the revised Terms.

5. Website Modifications

We may modify or remove features, content, or functionalities of the Site at any time for any reason. This may include, but is not limited to, the availability of particular sections or the tools required to access them.

6. Acceptable Use Policy

When using this Site, you agree not to:

Disrupt or interfere with the security or operation of the Site

Attempt to gain unauthorized access to any system or data

Misrepresent your identity or provide false information

Use the Site for illegal purposes or in violation of applicable laws

Reproduce or distribute content from the Site without written permission

7. Intellectual Property

All materials on this Site, including logos, visuals, text, and design, are owned by Shield My Tomorrow or used under license. Unauthorized use, reproduction, or distribution of any content is prohibited without express written consent.

8. Limitation of Liability

Shield My Tomorrow and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising out of your access to or use of the Site. We are not responsible for the accuracy, reliability, or effectiveness of advice or services offered by independent professionals you may be connected with through our platform.

9. Indemnification

By using the Site, you agree to defend, indemnify, and hold harmless Shield My Tomorrow and its affiliated parties from any claims, damages, or liabilities arising from your breach of these Terms or your interaction with third-party professionals.

10. Governing Law

These Terms will be interpreted under the laws of the State of California, without regard to conflict of law principles. Any legal action or dispute related to these Terms must be filed in San Diego County, California.

11. Dispute Resolution

Any dispute arising out of your use of the Site or these Terms will be resolved through binding arbitration, in accordance with the rules of a neutral third-party arbitration service. You waive the right to a trial by jury or participation in any class action suit. Disputes between you and third-party providers are outside our responsibility and must be resolved directly with them.

12. Severability

If any part of these Terms is deemed invalid or unenforceable, that portion will be removed, and the rest will remain fully enforceable.

13. Entire Agreement

These Terms, along with our Privacy Policy, represent the full understanding between you and Shield My Tomorrow regarding your use of the Site and supersede any prior agreements or communications.

14. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

📧 [email protected]
📞 (619) 800-8997